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Dynamic credit system

机译:动态信用制度

摘要

PROBLEM TO BE SOLVED: To provide a dynamic credit system for loans to agricultural producers, which can calculate dynamic data such as sales power and productivity originally possessed by agricultural producers as a credit score as an index of loans to agricultural producers. A dynamic credit system in which a system server, a market terminal, an accounting terminal, and a financial terminal are communicably connected to each other through a public communication network, and the system server includes a commercial transaction database and Industry-specific calculation logic database, industry-specific / item-specific market condition database, financial statement database, producer information database, agricultural producer productivity calculation means, agricultural producer sales calculation means, and agricultural producer The market volatility calculation means and the credit score calculation means for calculating the credit score as an index of the loan to the agricultural producer are provided, and the credit score calculated by the credit score calculation unit is output to the financial terminal. [Selection diagram] Fig. 3
机译:要解决的问题:为农业生产者提供动态信贷系统,该系统可以计算动态数据,例如农业生产者最初拥有的销售能力和生产率,作为信贷得分,作为对农业生产者贷款的指数。一种动态信用系统,其中系统服务器,市场终端,会计终端和金融终端通过公共通信网络可通信地相互连接,并且系统服务器包括商业交易数据库和特定于行业的计算逻辑数据库,特定行业/特定项目的市场状况数据库,财务报表数据库,生产者信息数据库,农业生产者生产率计算装置,农业生产者销售计算装置和农业生产者市场波动率计算装置和用于计算信用的信用评分计算装置提供作为对农业生产者的贷款的指标的分值,并且将由分值计算单元计算出的分值输出到金融终端。 [选择图]图3

著录项

  • 公开/公告号JP6688421B1

    专利类型

  • 公开/公告日2020-04-28

    原文格式PDF

  • 申请/专利权人 片平 希望;

    申请/专利号JP20190137948

  • 发明设计人 片平 希望;

    申请日2019-07-26

  • 分类号G06Q40/02;G06Q50/02;

  • 国家 JP

  • 入库时间 2022-08-21 11:32:41

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