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Apparatus and system for opening an account of financial goods for gift based on message and method thereof

机译:基于消息开通礼品金融商品账户的装置和系统及其方法

摘要

According to the present invention, a message-based gift financial product account opening apparatus and system, and a method thereof. The method comprises: a condition determination step of receiving a personal information of a recipient and an opening amount information on opening amount needed for opening a gift financial product account, and determining whether the personal information and the opening amount information meet a predetermined condition; an information processing transmission step of processing the personal information and the opening amount information into a first information on the gift financial product account and transmitting the first information to a receiver terminal if the personal information and the opening amount information meet the conditions; and an account opening confirmation step of receiving an opening completion information on whether an account of the financial product with the name of the recipient is opened from a financial institution server which performed communication with the receiving terminal. The financial institution server receives a second information corresponding to the first information from the receiver terminal. The present invention can encourage many people to have the saving habit.
机译:根据本发明,一种基于消息的礼品金融产品账户开设装置和系统及其方法。该方法包括:条件确定步骤,接收接收者的个人信息和关于开设礼品金融产品账户所需的开仓金额的开金额信息,并确定个人信息和开金额信息是否满足预定条件;信息处理发送步骤,将所述个人信息和所述开户金额信息处理为关于所述礼品金融产品账户的第一信息,并且如果所述个人信息和所述开户金额信息满足所述条件,则将所述第一信息发送至接收者终端;开户确认步骤,其从与接收终端进行通信的金融机构服务器接收关于是否开立了具有收款人姓名的金融产品账户的开户完成信息。金融机构服务器从接收者终端接收与第一信息相对应的第二信息。本发明可以鼓励许多人养成储蓄的习惯。

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