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GUARANTEE CREDIT FINANCING SOLUTION BASED ON BLOCK CHAIN

机译:基于区块链的担保信贷融资解决方案

摘要

Provided is a guarantee credit financing solution based on a block chain technology. The block chain technology is added based on an existing guarantee credit financing solution, and a credit line contract, historical borrowing records and a residual credit line, etc. are all recorded on the block chain. Through distributed encrypted records and a tamper-resistant property of the block chain technology, the guarantee credit line of each participating party is synchronously verified in real time, efficiency is improved, and cost is reduced.
机译:提供了一种基于区块链技术的担保信用融资解决方案。在现有担保信贷融资解决方案的基础上增加了区块链技术,信贷额度合同,历史借款记录和剩余信贷额度等均记录在区块链上。通过分布式加密记录和区块链技术的防篡改特性,实时同步验证了各参与方的担保信用额度,提高了效率,降低了成本。

著录项

  • 公开/公告号WO2019019070A1

    专利类型

  • 公开/公告日2019-01-31

    原文格式PDF

  • 申请/专利权人 HANGZHOU FUZAMEI TECHNOLOGY CO. LTD.;

    申请/专利号WO2017CN94591

  • 发明设计人 WU SIJIN;WANG ZHIWEN;

    申请日2017-07-27

  • 分类号G06Q40/06;

  • 国家 WO

  • 入库时间 2022-08-21 11:57:12

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