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HOUSING LOAN CONDITION CHANGE SYSTEM, HOUSING LOAN CONDITION CHANGE METHOD, AND HOUSING LOAN CONDITION CHANGE PROGRAM

机译:住房贷款条件变更系统,住房贷款条件变更方法以及住房贷款条件变更程序

摘要

PROBLEM TO BE SOLVED: To provide a housing loan condition change system, a housing loan condition change method, and a housing loan condition change program, capable of flexibly coping with diversification of ideas in regard to financial assets, real estates and the like of the elderly.;SOLUTION: A housing loan condition change system 100 for changing a condition of an existing housing loan to that of a principal payment deferred type housing loan, includes: principal-on-condition-change-day-acquisition means 11 for acquiring a principal outstanding amount of the existing housing loan or an amount calculated by subtracting an initial payment on a condition change day from the principal outstanding amount of the existing housing loan as a principal on the condition change day; principal-on-final-payment-day-acquisition means 12 for acquiring an amount specified to be within an amount calculated on the basis of a warranty amount, as a principal on the final payment day; and payment amount calculation means 13 for calculating a payment amount of the principal payment deferred type housing loan on the basis of the principal on the condition change day and the principal on the final payment day.;SELECTED DRAWING: Figure 1;COPYRIGHT: (C)2019,JPO&INPIT
机译:要解决的问题:提供住房贷款条件变更系统,住房贷款条件变更方法和住房贷款条件变更程序,能够灵活应对金融资产,房地产等方面的想法多样化。解决方案:一种用于将现有住房贷款的条件改变为本金延期型住房贷款的条件的住房贷款条件改变系统100,包括:用于获取本金的条件本金变化日获取装置11。现有住房贷款的本金未偿还金额或通过从条件变更日作为本金的现有住房贷款的本金未偿还额减去条件变更日的初始付款而计算得出的金额;最后付款日本金获取装置12,用于在最后付款日获取指定为在担保金额的基础上计算的金额内的本金作为本金;支付量计算装置13,用于根据条件变更日的本金和最后支付日的本金计算本金延期型住房贷款的支付额。选图:图1;版权:(C )2019,日本特许厅&INPIT

著录项

  • 公开/公告号JP2018180998A

    专利类型

  • 公开/公告日2018-11-15

    原文格式PDF

  • 申请/专利权人 HIROSHIMA BANK LTD;

    申请/专利号JP20170080668

  • 发明设计人 SAKAI KOJI;

    申请日2017-04-14

  • 分类号G06Q40/02;

  • 国家 JP

  • 入库时间 2022-08-21 12:22:25

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