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HOUSING LOAN CONDITION CHANGE SYSTEM, HOUSING LOAN CONDITION CHANGE METHOD, AND HOUSING LOAN CONDITION CHANGE PROGRAM
HOUSING LOAN CONDITION CHANGE SYSTEM, HOUSING LOAN CONDITION CHANGE METHOD, AND HOUSING LOAN CONDITION CHANGE PROGRAM
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机译:住房贷款条件变更系统,住房贷款条件变更方法以及住房贷款条件变更程序
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摘要
PROBLEM TO BE SOLVED: To provide a housing loan condition change system, a housing loan condition change method, and a housing loan condition change program, capable of flexibly coping with diversification of ideas in regard to financial assets, real estates and the like of the elderly.;SOLUTION: A housing loan condition change system 100 for changing a condition of an existing housing loan to that of a principal payment deferred type housing loan, includes: principal-on-condition-change-day-acquisition means 11 for acquiring a principal outstanding amount of the existing housing loan or an amount calculated by subtracting an initial payment on a condition change day from the principal outstanding amount of the existing housing loan as a principal on the condition change day; principal-on-final-payment-day-acquisition means 12 for acquiring an amount specified to be within an amount calculated on the basis of a warranty amount, as a principal on the final payment day; and payment amount calculation means 13 for calculating a payment amount of the principal payment deferred type housing loan on the basis of the principal on the condition change day and the principal on the final payment day.;SELECTED DRAWING: Figure 1;COPYRIGHT: (C)2019,JPO&INPIT
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