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BLOCKCHAIN-BASED P2P FUNDING SYSTEM AND METHOD THEREFOR
BLOCKCHAIN-BASED P2P FUNDING SYSTEM AND METHOD THEREFOR
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机译：基于区块链的P2P筹资系统及其方法
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摘要
The present invention relates to a blockchain-based P2P funding system using virtual money and a method therefor. The P2P funding system comprises: a borrower terminal for delivering loan request information including a loan request amount to a P2P funding server; a P2P funding server for generating an electronic wallet collecting a virtual money loan for the loan request information delivered from the burrower terminal, generating an investment product for the requested loan request amount to announce the same, accepting reservations of investment for the investment product, and executing the investment to complete the same; a plurality of investor terminals for reserving investment for the investment product generated in the funding server and depositing a virtual money balance in the electronic wallet; a virtual money exchange for announcing a market price of the virtual money and exchanging the virtual money to the borrower terminal and the investor terminals; and a virtual money issuer for issuing virtual money to exchange the issued virtual money with the virtual money exchange. Therefore, according to the present invention, advantages of each of P2P funding and virtual money are combined to provide a loan with a low interest rate to a borrower and to stably provide an opportunity for profit according to investment for virtual money in addition to interest profit, thereby providing an opportunity for increasing personal property.;COPYRIGHT KIPO 2018
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