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Credit Score Model Training Method, Credit Score Calculation Method, Device and Server
Credit Score Model Training Method, Credit Score Calculation Method, Device and Server
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机译：信用评分模型训练方法，信用评分计算方法，装置及服务器
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摘要
[0001] The present invention relates to the field of credit evaluation, in which a credit score model training method, a credit score calculation method, an apparatus and a server, wherein the method comprises a sample user's i-th credit score, Obtaining (101); Calculating (102) a sample user's i + 1 th credit score by training a credit score model based on an i th credit score, an i th credit score, and a default labeling information of the sample user; (103) of obtaining a credit score model in which the training is terminated if the termination condition is met. This method solves the problem that it is difficult to accurately calculate a user's credit score when the user's personal information is insufficient or incorrect, The credit score of the user and the related credit score calculated on the basis of the user's social relationship, thereby increasing the coverage range of the credit score model and increasing the accuracy of calculating the credit score of the user Respectively.
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