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P2P P2P mediation system for providing investor mediation service based on online credit review and lending condition judgment
P2P P2P mediation system for providing investor mediation service based on online credit review and lending condition judgment
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机译：P2P P2P调解系统，用于基于在线信用审查和贷款条件判断提供投资者调解服务
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摘要
The present invention relates to a peer-to-peer (P2P) investment mediation and matching platform. The present invention comprises: an investor terminal (120) used by at least one investor (10); a debtor terminal (130) used by at least one debtor (20); and a P2P investment mediation and matching platform server (110) connected with the investor terminal and debtor terminal. The P2P investment mediation and matching platform (110) includes: a step (S1) of receiving an investment along with investment conditions including at least one among an investment amount, profit rate, and investment period through the investor terminal (120); a step (S2) of issuing electronic money for the investment to the investor terminal (120); a step (S3) of receiving a loan request along with loan conditions including at least one among a loan amount, interest rate, and loan period through the debtor terminal (130); and a step (S4) of matching and selecting the investment conditions and loan conditions, and then, giving the loan to the debtor (20) through the debtor terminal (130) in accordance with the selected investment and loan conditions.
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