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PARAMETRIC SYSTEM FOR RISK SHARING OF CRITICAL ILLNESS RISKS AND CORRESPONDING METHOD THEREOF

机译:重大疾病风险分担的参数系​​统及其相应方法

摘要

PROBLEM TO BE SOLVED: To provide a parametric, event-driven critical illness insurance system based on a resource-pooling system and a method for risk sharing of critical illness risks of a variable number of risk exposure components.SOLUTION: The resource-pooling system comprises an assembly module to process risk-related component data and to provide the likelihood of the risk exposure for one or a plurality of the pooled risk exposure components on the basis of the risk-related component data. The risk exposure components are connected to the resource-pooling system for the pooling of their risks and resources. The resource-pooling system comprises a plurality of event-driven core-engines with critical illness triggers triggering in a patient dataflow pathway to provide risk protection for a specific risk exposure component.SELECTED DRAWING: Figure 1
机译:要解决的问题:提供一个基于资源池系统的参数化,事件驱动的重大疾病保险系统,以及一种方法,用于分担多种风险暴露组件的重大疾病风险。组件包括装配模块,用于处理与风险相关的组件数据,并基于与风险相关的组件数据为一个或多个合并的风险敞口组件提供风险敞口的可能性。风险暴露组件连接到资源池系统,以汇总其风险和资源。资源池系统包括多个事件驱动的核心引擎,这些事件引擎在患者数据流路径中触发了重大疾病触发器,从而为特定的风险暴露组件提供了风险保护。

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