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CREDIT RISK ASSESSMENT METHOD AND DEVICE BASED ON TEXT ANALYSIS, AND STORAGE MEDIUM

机译:基于文本分析和存储介质的信用风险评估方法和装置

摘要

A credit risk assessment method and device based on text analysis, and a storage medium. The method also comprises: acquiring a text of a borrower (S101); analyzing the text to obtain a basic language characteristic, the basic language characteristic being used for analyzing whether the borrower will break a contract (S102); inputting the basic language characteristic into a preset credit risk assessment model to obtain a risk value of the borrower outputted from the credit risk assessment model (S103); and outputting the risk value of the borrower (S104).
机译:基于文本分析的信用风险评估方法和装置,以及存储介质。该方法还包括:获取借用者的文本(S101);以及分析文本以获得基本语言特征,该基本语言特征用于分析借款人是否违约(S102);将基本语言特征输入预设的信用风险评估模型,以获得从信用风险评估模型输出的借款人的风险值(S103);输出借款人的风险值(S104)。

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