首页> 外国专利> A method for issuing a personalized financial transaction card from a financial institution to a customer in response to a customer request from a branch associated with a financial institution, system for instant issuing of financial transaction cards in response to customer card orders in one or more branches associated with a financial institution and system for processing a card order placed by a customer at a branch associated with the financial institution

A method for issuing a personalized financial transaction card from a financial institution to a customer in response to a customer request from a branch associated with a financial institution, system for instant issuing of financial transaction cards in response to customer card orders in one or more branches associated with a financial institution and system for processing a card order placed by a customer at a branch associated with the financial institution

机译：一种响应于来自与金融机构相关联的分支机构的客户请求而从金融机构向客户发行个性化金融交易卡的方法，一种用于响应于一个或多个分支机构中的客户卡订单而即时发行金融交易卡的系统与金融机构相关联的系统以及用于处理客户在与金融机构相关联的分支机构下的卡订单的系统

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摘要

In a method for instantly issuing a personalized financial transaction card to a customer a bank employee receives customer information and card information from the customer at a branch location. The card information may include a card personal identification number (PIN) selected by the customer. The operator inputs the customer information and at least some the card information into a data processing terminal at the branch. The customer information and the card information are communicated from the branch across a network to a card services provider. At the card services provider, the PIN is entered into a PIN database and a reference number associated with the customer and a PIN offset is generated. The reference number and at least some of the customer data and card data may be stored in a card file associated with the customer. The reference number is used to retrieve the PIN from the PIN database. The retrieved PIN is then used to apply calculations to the card file. The card file is securely sent from the card services provider across the network to the branch location. Using information from the card file, the financial transaction card is printed for the customer at the branch location. In a preferred embodiment, the personalized card is instantly issued while the customer is present at the branch location.

机译：在一种用于立即向客户发行个性化金融交易卡的方法中，银行雇员在分支机构从客户处接收客户信息和卡信息。卡信息可以包括顾客选择的卡个人识别码（PIN）。操作员将顾客信息和至少一些卡信息输入分支机构的数据处理终端。客户信息和卡信息从分支机构通过网络传送到卡服务提供商。在卡服务提供商处，将PIN输入到PIN数据库中，并与客户关联的参考号，并生成PIN偏移量。参考号以及至少一些顾客数据和卡数据可以存储在与顾客相关联的卡文件中。参考号用于从PIN数据库中检索PIN。检索到的PIN然后用于将计算应用于卡文件。卡文件从卡服务提供商安全地通过网络发送到分支机构。使用卡文件中的信息，在分支机构为客户打印金融交易卡。在一个优选实施例中，当顾客在分行地点时，立即发行个性化卡。

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公开/公告号BR112013000991A2

专利类型
公开/公告日2017-10-17

原文格式PDF
申请/专利权人 EFT SOURCE INC;
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申请/专利号BR20131100991
发明设计人 BOBBY SMITH;JAMES WHITE;
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申请日2011-07-19
分类号G06Q40;
国家 BR
入库时间 2022-08-21 13:40:51

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