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INTERBANK PAYMENT SYSTEM AND INTERBANK PAYMENT METHOD

机译:银行间支付系统及银行间支付方法

摘要

Disclosed are an interbank payment system and an interbank payment method, the interbank payment method comprising: S1: bank account information is inputted and bound to user login information; S2: an interbank payment server obtains corresponding account funds information; S3: a client issues a payment request; S4: the interbank payment server detects a plurality of pieces of matching account funds information; S5: the client selects one piece of account funds information from the plurality of pieces of matching account funds information; S6: the interbank payment server sends payment confirmation information; S7: an issuing terminal freezes account funds and unfreezes the account funds, thereby paying the account funds. The advantageous effects of the present invention are that a payment function manipulating all banking data within a same tool is provided and it is not necessary to log in to each specific bank system for individual operations.
机译:本发明公开了一种银行间支付系统和银行间支付方法,该银行间支付方法包括:S1:输入银行账户信息并绑定到用户登录信息; S2:同业支付服务器获取对应的账户资金信息; S3:客户发出付款请求; S4:同业支付服务器检测多个匹配的账户资金信息; S5:客户从多个匹配的账户资金信息中选择一个账户资金信息; S6:同业支付服务器发送支付确认信息; S7:发行终端冻结账户资金并解冻账户资金,从而支付账户资金。本发明的有益效果是,提供了在同一工具内操纵所有银行业务数据的支付功能,并且不必为每个操作而登录到每个特定的银行系统。

著录项

  • 公开/公告号CA2993677A1

    专利类型

  • 公开/公告日2016-02-11

    原文格式PDF

  • 申请/专利权人 10353744 CANADA LTD.;

    申请/专利号CA20142993677

  • 发明设计人 ZHANG YI;

    申请日2014-08-06

  • 分类号G06Q20/16;

  • 国家 CA

  • 入库时间 2022-08-21 14:21:01

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