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SYSTEM AND METHOD FOR PROVIDING CREDIT TO UNDERSERVED BORROWERS
SYSTEM AND METHOD FOR PROVIDING CREDIT TO UNDERSERVED BORROWERS
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机译：向欠发达借款人提供信贷的系统和方法
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摘要
A preferred method for providing credit to an underserved borrower can include generating a borrower dataset at a first computer in response to receipt of a borrower profile; formatting the borrower dataset into a plurality of variables; and independently processing each of the plurality of variables using one of a statistical algorithm or a machine learning algorithm to generate a plurality of independent decision sets. The preferred method can further include ensembling the plurality of independent decision sets to generate a model question set; and transmitting the model question set to a second computer from which a user can direct one or more questions in the model question set to a borrower.
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