首页> 外国专利> POSITION-BASED BUDGET COMMUNICATION APPARATUS FOR USE IN POSITION-BASED BUDGETING SYSTEMS

POSITION-BASED BUDGET COMMUNICATION APPARATUS FOR USE IN POSITION-BASED BUDGETING SYSTEMS

机译:在基于位置的预算系统中使用的基于位置的预算通信设备

摘要

Various embodiments include a position-based budget communication apparatus for use in a position-based budgeting system, whereby the apparatus communicates budget information in real-time based on geographical positioning determinations and consumer preferences. In an exemplary embodiment, the apparatus determines location information about an interaction between a consumer's mobile device and an electronic device located proximate to a merchant area and uses the location information to instantaneously determine that the consumer's location is within a predetermined distance range from the merchant associated with the merchant area. The apparatus then electronically retrieves budget information associated with the consumer and the merchant such as an amount of money that the consumer has spent at the merchant within a particular period of time and electronically communicates at least a portion of the budget information to the consumer's mobile device based on consumer preference data.
机译:各种实施例包括用于基于位置的预算系统中的基于位置的预算通信设备,由此该设备基于地理位置确定和消费者偏好来实时地传达预算信息。在示例性实施例中,该装置确定关于消费者的移动设备和位于邻近商户区域的电子设备之间的交互的位置信息,并使用该位置信息来立即确定消费者的位置在距关联的商户的预定距离范围内。与商人区域。然后,该装置以电子方式检索与消费者和商家相关联的预算信息,例如消费者在特定时间段内在商家处花费的金额,并且将至少一部分预算信息电子地传达给消费者的移动设备。根据消费者的偏好数据。

著录项

  • 公开/公告号US2016247237A1

    专利类型

  • 公开/公告日2016-08-25

    原文格式PDF

  • 申请/专利权人 BANK OF AMERICA CORPORATION;

    申请/专利号US201514629364

  • 发明设计人 ELIZABETH S. VOTAW;DAVID M. GRIGG;

    申请日2015-02-23

  • 分类号G06Q40/00;

  • 国家 US

  • 入库时间 2022-08-21 14:35:53

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