首页>
外国专利>
EXAMINATION MODEL CREATION DEVICE, COMPUTER PROGRAM, AND EXAMINATION MODEL CREATION METHOD
EXAMINATION MODEL CREATION DEVICE, COMPUTER PROGRAM, AND EXAMINATION MODEL CREATION METHOD
展开▼
机译：考试模型制作装置，计算机程序以及考试模型制作方法
展开▼
页面导航
摘要
著录项
相似文献
摘要
PROBLEM TO BE SOLVED: To easily set a proper interest rate to profit of a financial institution without increasing a burden of the financial institution by creating an examination model with a change in default and a change in prepayment taken into consideration.;SOLUTION: An examination model creation device 1 includes a default model creation part 10 for creating a default model for a loan applicant, a prepayment model creation part 12 for creating a prepayment model for an applicant, a fund raising cost calculation part 18 for calculating fund raising cost corresponding to the change in prepayment by using the prepayment model, and an interest rate spread calculation part 20 for calculating an interest rate spread corresponding to the change in default and the change in prepayment by using the default model, the prepayment model, and the fund raising cost.;COPYRIGHT: (C)2014,JPO&INPIT
展开▼
