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Medical savings accounts with investment and loan-account access

机译:具有投资和贷款帐户访问权限的医疗储蓄帐户

摘要

Methods and systems are disclosed for managing a medical savings account that invests funds in investment accounts. A request is received for payment of a healthcare expense incurred by a party authorized for recovery under the medical savings account. A balance is drawn against a line of credit secured by one or more of the investment accounts. At least a portion of the healthcare expense is paid with funds obtained from the drawn balance. At least a portion of some of the investment accounts are liquidated in accordance with instructions provided by the party or by an owner of the medical savings account to satisfy the drawn balance of the line of credit.
机译:公开了用于管理将资金投资到投资账户的医疗储蓄账户的方法和系统。接收到由医疗储蓄帐户授权授权收回的一方支付的医疗费用的请求。根据由一个或多个投资帐户担保的信贷额度提取余额。至少一部分医疗保健费用由从提取的余额中获得的资金支付。根据投资方或医疗储蓄账户所有人提供的指示,清算部分投资账户中的至少一部分,以清算信贷额度。

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