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Method and system for predictive bill estimation based on financial data from similar users

机译:基于来自相似用户的财务数据的预测票据估计的方法和系统

摘要

A system and method for predictive bill estimation includes a process for predictive bill estimation whereby financial data associated with one or more “contributing consumers” is obtained from one or more sources. The financial data obtained from the one or more contributing consumers is then aggregated, analyzed, and/or categorized, according to one or more criteria/parameters associated with the financial transaction data and/or the contributing consumer. The aggregated and/or categorized financial data is then stored. A user consumer then initiates a request for cost/bill data associated with a given area and/or event. The aggregated and/or categorized financial data obtained from one or more contributing consumers is then searched based on one or more search parameters and results data representing multiple financial transactions and/or purchases associated the specified area and/or event is obtained. The results data obtained is then presented to the user consumer in any one of various data and/or report formats, and the user consumer may be notified/alerted to predicted fluctuations in his or her bills automatically well in advance of the expected fluctuation in order to provide the user consumer the opportunity to budget for the predicted fluctuations.
机译:一种用于预测票据估计的系统和方法,包括用于预测票据估计的过程,由此从一个或多个来源获得与一个或多个“贡献消费者”相关联的财务数据。然后,根据与金融交易数据和/或贡献消费者相关联的一个或多个标准/参数,将从一个或多个贡献消费者获得的金融数据进行汇总,分析和/或分类。然后存储汇总和/或分类的财务数据。然后,用户消费者发起对与给定区域和/或事件相关联的成本/账单数据的请求。然后基于一个或多个搜索参数来搜索从一个或多个贡献者的消费者获得的汇总和/或分类的财务数据,并且获得表示与指定区域和/或事件相关的多个财务交易和/或购买的结果数据。然后,以各种数据和/或报告格式中的任何一种将获得的结果数据呈现给用户消费者,并且可以在预期波动之前很好地自动通知/提醒用户其账单中的预测波动。为用户消费者提供机会为预期的波动进行预算。

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