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System and method for administering insurance policies issued before comprehensive underwriting

机译:综合承保前签发的保险单管理系统和方法

摘要

A computer system for administering applications for life insurance has a processor and a memory storage device in communication with the processor. The processor is configured to receive data indicative of an application and an initial premium payment from a proposed insured for life insurance; based on the received data, determine whether the proposed insured is eligible for life insurance issued before completion of comprehensive underwriting; responsive to a determination that the proposed insured is eligible, generate an output signal having data indicative of a decision to respond to the application by issuing a policy and by commencing a comprehensive underwriting process. The processor may be configured to receive data indicative of a result of the comprehensive underwriting process and based on the result of the comprehensive underwriting process, provide an output signal indicative of policy changes.
机译:用于管理人寿保险的应用程序的计算机系统具有处理器和与处理器通信的存储器存储设备。处理器被配置成从提议的人寿保险的被保险人接收指示申请和初始保费支付的数据;根据收到的数据,确定拟议的被保险人是否有资格在全面承保完成之前签发人寿保险;响应于确定所提议的被保险人是合格的,通过发出保单并开始全面的承保过程,产生具有表示决定对申请作出响应的数据的输出信号。处理器可以被配置为接收指示全面承保过程的结果的数据,并且基于全面承保过程的结果,提供指示策略改变的输出信号。

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