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Variable annuity with a guaranteed minimum accumulation benefit based on an external index

机译:基于外部指数的可变年金,保证最低累积收益

摘要

Products, methods and system for guaranteeing the minimum accumulation benefit of an investment account owned by an entity are described. The steps of the guarantee include determining an external index or method to use to calculate the guarantee at the end of the defined investment period; allowing the owner of the investment account to select from available investment options; and at the end of the investment period crediting the investment account the difference of the current value of the investment account and the calculated minimum value of the investment account if the investment account has not increased in value above the calculated minimum.
机译:描述了用于保证实体拥有的投资账户的最小累积收益的产品,方法和系统。担保的步骤包括:在定义的投资期限结束时确定用于计算担保的外部指数或方法;允许投资账户的所有者从可用的投资选项中进行选择;在投资期末,如果投资帐户的价值没有增加到所计算的最小值之上,则将投资账户的当前值与所计算的投资账户最小值之差记入投资账户。

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