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Computerized systems and methods for facilitating the flow of capital through the housing finance industry

机译:促进资金流向住房金融业的计算机化系统和方法

摘要

A computer implemented data processing system comprises a pricing engine and user interface program logic. The pricing engine is configured to calculate a price for an individual mortgage loan for a sale of the individual mortgage loan from a loan originator to a secondary mortgage market purchaser. The price is calculated prior to closing of the mortgage loan based on mortgage loan application data for a borrower associated with the mortgage loan. The user interface logic is configured to generate one or more screen displays configured to present the price to the loan originator prior to closing of the loan. The one or more screen displays are also configured to receive a commitment from the loan originator for the sale of the individual mortgage loan to the secondary mortgage market purchaser.
机译:计算机实现的数据处理系统包括定价引擎和用户界面程序逻辑。定价引擎被配置为计算个人抵押贷款的价格,以用于将个人抵押贷款从贷款发起人出售给二级抵押市场购买者。价格是在抵押贷款结清之前根据与抵押贷款关联的借款人的抵押贷款申请数据计算得出的。用户界面逻辑被配置为生成一个或多个屏幕显示,该屏幕显示被配置为在贷款结清之前向贷款发起人展示价格。一个或多个屏幕显示器还被配置为从贷款发起者接收用于将个人抵押贷款出售给次级抵押贷款市场购买者的承诺。

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