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System, method, and computer program product for providing stabilized annuity payments and control of investments in a variable annuity

机译:用于提供稳定的年金支付和可变年金投资控制的系统,方法和计算机程序产品

摘要

In one embodiment, a method of managing assets for stabilizing anticipated periodic payments, allocating the assets to first and second pools; at periodic intervals, comparing the current value of the assets in the first pool to a present value of the remaining payments; and, when the current value is less the present value, reallocating a portion of the assets from the second pool to the first pool so that the first asset pool has a current value representing the present value. In another embodiment, a method for managing assets for stabilizing anticipated periodic payments includes allocating the assets into first and second pools; establishing a first payment amount; determining a first trigger value; assessing a current value of the assets; and reallocating assets from the second pool to the first pool to increase the first payment amount in response to the current value being greater than the first trigger value.
机译:在一个实施例中,提供了一种用于管理资产以稳定预期的定期付款,将资产分配给第一池和第二池的方法。定期将第一个集合中资产的当前值与剩余付款的现值进行比较;当当前值小于当前值时,将一部分资产从第二池重新分配给第一池,以使第一资产池具有代表当前值的当前值。在另一个实施例中,一种用于管理资产以稳定预期的定期付款的方法包括:将资产分配到第一和第二池中;以及将资产分配到第一池和第二池中。确定第一笔付款金额;确定第一触发值;评估资产的现值;响应于当前值大于第一触发值,将资产从第二池重新分配给第一池以增加第一支付额。

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