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METHOD AND SYSTEM FOR INITIALLY PROJECTING AN INSURANCE COMPANY'S NET LOSS FROM A MAJOR LOSS EVENT

机译:从重大损失事件中初始预测保险公司净损失的方法和系统

摘要

A system and method by which an insurance company can project an initial net projected loss arising from a major loss event quickly after the occurrence of the event. The system uses a networked central repository, such as an electronic collaboration site, for collecting and sharing information to be used in the initial net loss projection process. After the occurrence of a major incident, media reports can be reviewed to identify entities involved in, or affected by, the event. In-force insurance policies and applicable reinsurance information of the identified entities are collected and stored in the repository and reviewed to identify those that should be included in the initial net loss projection. Additional information can be entered into a policy database regarding those policies which allows aggregation of net policy limits and an initial projection of the net loss arising from the major loss event.
机译:一种系统和方法,保险公司可以利用该系统和方法在发生重大损失事件后迅速预测由重大损失事件引起的初始预计净损失。该系统使用联网的中央存储库(例如电子协作站点)来收集和共享要在初始净损失预测过程中使用的信息。发生重大事件后,可以查看媒体报道,以识别事件所涉及的实体或受事件影响的实体。收集已识别实体的有效保险单和适用的再保险信息,并将其存储在存储库中,并进行审查以识别那些应包括在初始净损失预测中的保险单。可以将与这些策略有关的其他信息输入到策略数据库中,以允许汇总净策略限制以及对由重大损失事件引起的净损失的初始预测。

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