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AUTOMATIC DESIGN DEVICE OF OPTIMUM INSURANCE BASED ON INDIVIDUAL LIFE PLAN
AUTOMATIC DESIGN DEVICE OF OPTIMUM INSURANCE BASED ON INDIVIDUAL LIFE PLAN
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机译：基于个人寿险计划的最优保险自动设计装置
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摘要
PROBLEM TO BE SOLVED: To properly and rapidly automatically design the optimum combination of insurance products such as whole term insurance, level term insurance and a family income insurance special agreement based on a life plan specific to a person planned in accordance with an individual life style of the person.;SOLUTION: Personal data or standard data in the case that personal data are not present or unclear are inputted; the balance of income and expenditure is obtained; and a required security amount is obtained from it. Next, the combination of the insurances satisfying the required security amount obtained here is obtained. A notion referred to as the maximum family income insurance pension amount total is introduced, and the required security amount is obtained by classifying it into cases according to the maximum family income insurance pension amount total. The optimum combination of main contract whole term insurance, level term insurance and insurance using family income insurance as a special contract which satisfies the required security amount thus obtained as much as possible is found.;COPYRIGHT: (C)2005,JPO&NCIPI
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