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Image loaning service method for automatic teller machine

机译:自动取款机的图像借阅服务方法

摘要

PURPOSE: A method for servicing an image loan using an unmanned information terminal is provided to enable a client to receive a lending service directly at anyplace regardless of company by connecting to a main computer system of a financial company through a private line and connecting to an image center of the financial company through a fire wall on the Internet. CONSTITUTION: A client selects and informs a financial company for a lending, and request a consultation for the lending to a loan service server from an unmanned information terminal mounted in public facilities or various kinds of stores. The consultation-requested information is transmitted to the financial company. An image center of the financial company transmits counselor information to the unmanned information terminal. If a wanted counselor is selected, the image center connects a corresponding counselor terminal to the unmanned information terminal. The image center requests an input of loan related personal information and account information of the client. If the required information is inputted through the unmanned information terminal, the information is transmitted to a main computer system of the financial company through a private line. A load possibility is judged and an available loaned amount of money is calculated based on the inputted information. The judgement and the calculation are transmitted to the image center for making the client and the counselor share the same information on a screen. If a specific amount of loaned money is requested from the unmanned information terminal, the main computer system transmits a loan processing result with respect to the corresponding information to the unmanned information terminal. The transmitted loan processing result is printed and issued to the client. In addition, loaned money is transferred to the client account, and the printed result is transmitted to the unmanned information terminal for checking the depositing of the loaned money.
机译:目的:提供一种使用无人值守信息终端为图像贷款提供服务的方法,该方法通过使客户通过专用线路连接到金融公司的主计算机系统并连接到金融公司的图像中心通过互联网上的防火墙。构成:客户选择并通知金融公司进行贷款,并要求从安装在公共设施或各种商店中的无人值守信息终端向贷款服务服务器咨询贷款。咨询请求的信息被发送到金融公司。金融公司的图像中心将顾问信息发送到无人信息终端。如果选择了想要的顾问,则图像中心将相应的顾问终端连接到无人信息终端。图像中心请求输入与贷款有关的个人信息和客户的帐户信息。如果通过无人值守信息终端输入了所需的信息,则该信息通过专用线路传输到金融公司的主计算机系统。根据输入的信息,判断负荷的可能性,并计算可用的借入金额。判断和计算结果将传输到图像中心,以使客户和顾问在屏幕上共享相同的信息。如果从无人信息终端请求了特定数量的借出钱,则主计算机系统将与相应信息有关的借贷处理结果发送到无人信息终端。传输的贷款处理结果被打印并发布给客户。另外,借入的钱被转移到客户账户,并且打印结果被发送到无人信息终端以检查借入的钱的存入。

著录项

  • 公开/公告号KR100443469B1

    专利类型

  • 公开/公告日2004-08-09

    原文格式PDF

  • 申请/专利权人

    申请/专利号KR20010021882

  • 发明设计人 김옥희;박철한;김창학;김진권;

    申请日2001-04-24

  • 分类号G06F17/60G0;

  • 国家 KR

  • 入库时间 2022-08-21 22:46:50

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