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System and method for managing private consumer accounts using branded loyalty cards and self-service terminals

机译:使用品牌会员卡和自助终端管理私人消费者帐户的系统和方法

摘要

An identification medium system contains a computer-readable medium having a plurality of consumer profiles stored thereon, each consumer profile containing private account data relating to a consumer; and a terminal in communication with the computer-readable medium. The terminal containing a processor, a memory, and at least one media reader adapted to read (1) a first account tag stored on a first identification medium, wherein the first account tag corresponds to at least one consumer profile, and (2) a second account tag stored on a second identification medium (e.g., a credit or debit card issued by a financial institution). The processor is configured by the memory (1) to store on the computer-readable medium an association between the second account tag and the consumer profile corresponding to the first account tag, and (2) to permit retrieval or modification of at least a portion of the private account data of the consumer profile corresponding to the first account tag upon subsequent reading by the media reader of the second account tag stored on the second identification medium.
机译:识别介质系统包括计算机可读介质,该计算机可读介质具有存储在其上的多个消费者简档,每个消费者简档包含与消费者有关的私人账户数据;与计算机可读介质通信的终端。该终端包含处理器,存储器和至少一个适于读取(1)存储在第一标识介质上的第一帐户标签的媒体读取器,其中该第一帐户标签对应于至少一个消费者简档,以及(2)存储在第二识别介质(例如,金融机构发行的信用卡或借记卡)上的第二帐户标签。处理器由存储器配置成:(1)在计算机可读介质上存储第二帐户标签与对应于第一帐户标签的消费者资料之间的关联,以及(2)允许检索或修改至少一部分当媒体读取器随后读取存储在第二识别介质中的第二帐户标签时,与第一帐户标签相对应的消费者简档的私人帐户数据中的第一帐户标签的数据。

著录项

  • 公开/公告号US2004054587A1

    专利类型

  • 公开/公告日2004-03-18

    原文格式PDF

  • 申请/专利权人 DEV ROGER A.;SAMBER MARK;

    申请/专利号US20030620719

  • 发明设计人 MARK SAMBER;ROGER A. DEV;

    申请日2003-07-16

  • 分类号G06F17/60;

  • 国家 US

  • 入库时间 2022-08-21 23:17:34

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