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SYSTEM AND METHOD FOR SERVICING CREDIT ESTIMATE INFORMATION USING PFMSPersonal Financial Management Service DATA AND STORAGE MEDIA FOR HAVING PROGRAM SOURCE THEREOF
SYSTEM AND METHOD FOR SERVICING CREDIT ESTIMATE INFORMATION USING PFMSPersonal Financial Management Service DATA AND STORAGE MEDIA FOR HAVING PROGRAM SOURCE THEREOF
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机译:使用PFMSP个人财务管理服务数据和存储媒体来获取节目来源的信用估算信息的系统和方法
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摘要
PURPOSE: A system and a method for a credit evaluation information service using the PFMS(Personal Financial Management Service) data and a recording medium storing the program source are provided to extendedly offer a financial relating service to a customer by correctly producing the credit evaluation information of the customer and to offer a loan service at a lower interest rate by offering the financial relating service to the customer according to the credit evaluation information. CONSTITUTION: The customer terminals(10,12) support the customer to inquiry and manage the particulars of a customer's account by using a PFM application. The PFM application suggests the information for a registered account to the customer by capturing the information through a screen scrapping technology. The bank servers(20,30) provide the PFM application through a web site and use the PFM application use particulars of the customer in order to produce the credit evaluation information. The bank servers(20,30) include a PFM application management module and a credit evaluation information producing module.
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