首页> 外国专利> SYSTEM AND METHOD FOR SERVICING CREDIT ESTIMATE INFORMATION USING PFMSPersonal Financial Management Service DATA AND STORAGE MEDIA FOR HAVING PROGRAM SOURCE THEREOF

SYSTEM AND METHOD FOR SERVICING CREDIT ESTIMATE INFORMATION USING PFMSPersonal Financial Management Service DATA AND STORAGE MEDIA FOR HAVING PROGRAM SOURCE THEREOF

机译:使用PFMSP个人财务管理服务数据和存储媒体来获取节目来源的信用估算信息的系统和方法

摘要

PURPOSE: A system and a method for a credit evaluation information service using the PFMS(Personal Financial Management Service) data and a recording medium storing the program source are provided to extendedly offer a financial relating service to a customer by correctly producing the credit evaluation information of the customer and to offer a loan service at a lower interest rate by offering the financial relating service to the customer according to the credit evaluation information. CONSTITUTION: The customer terminals(10,12) support the customer to inquiry and manage the particulars of a customer's account by using a PFM application. The PFM application suggests the information for a registered account to the customer by capturing the information through a screen scrapping technology. The bank servers(20,30) provide the PFM application through a web site and use the PFM application use particulars of the customer in order to produce the credit evaluation information. The bank servers(20,30) include a PFM application management module and a credit evaluation information producing module.
机译:目的:提供一种使用PFMS(个人财务管理服务)数据进行信用评估信息服务的系统和方法,以及一种存储程序源的记录介质,以通过正确产生信用评估信息向客户广泛提供金融相关服务。通过根据信用评估信息向客户提供财务相关服务,以较低的利率提供贷款服务。组成:客户终端(10,12)支持客户使用PFM应用程序查询和管理客户帐户的详细信息。 PFM应用程序通过屏幕抓取技术捕获信息,向客户建议注册帐户的信息。银行服务器(20,30)通过网站提供PFM应用程序,并使用PFM应用程序使用客户的详细信息,以便产生信用评估信息。银行服务器(20,30)包括PFM应用管理模块和信用评估信息产生模块。

著录项

  • 公开/公告号KR20030010860A

    专利类型

  • 公开/公告日2003-02-06

    原文格式PDF

  • 申请/专利权人 WOORIBANK;

    申请/专利号KR20010045499

  • 发明设计人 KWON DEOK HWAN;LEE YONG HUI;

    申请日2001-07-27

  • 分类号G06F17/60G0;

  • 国家 KR

  • 入库时间 2022-08-21 23:47:49

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