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COMMUNICATION NETWORK ACCOUNT TRANSFER SYSTEM THAT USES MAIN SETTLEMENT ACCOUNT AND MULTIPLE SUPPLEMENTARY SETTLEMENT ACCOUNTS AND PAYMENT SETTLEMENT METHOD THAT USES ABOVE SYSTEM
COMMUNICATION NETWORK ACCOUNT TRANSFER SYSTEM THAT USES MAIN SETTLEMENT ACCOUNT AND MULTIPLE SUPPLEMENTARY SETTLEMENT ACCOUNTS AND PAYMENT SETTLEMENT METHOD THAT USES ABOVE SYSTEM
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机译：使用主要结算帐户的通信网络帐户转帐系统以及使用以上系统的多个补充结算帐户和付款结算方法
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摘要
PURPOSE: A payment settlement method that uses above system is provided to create supplementary accounts that normally holds zero balance but receives account transfers from a main settlement account for account payments and returns any remaining balance to the main account and to enable the user to make account transfers by using one's wired/wireless telephone and connecting to the ARS(Automatic Response System). CONSTITUTION: An electronic commerce payment settlement method that uses above system is composed of connection, search, selection, and payment. A settlement account member, who possesses both a main settlement account and multiple supplementary settlement accounts, connects to the internet(S101) and to the electronic commerce site for product search or business execution(S102), and searches various product or business information(S103). The member selects a product and makes a business agreement(S104), contacts the predetermined automatic account transfer communication network, and makes the account transfer to the supplementary account(S105). The supplementary account counts down the predetermined payment duration period(S106) and makes the payment within the predetermined duration period(S107,S108). If a balance remains after the predetermined time period has expired, an automatic account transfer of the remaining balance is made(S109,S110,S111). The electronic commerce transaction information is stored in the electronic commerce site's web server and network communication network DB(S112).
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