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METHOD FOR EFFICIENTLY PLANNING DEATH INSURANCE, EFFICIENTLY PLANNING INDIVIDUAL ANNUITY AND EFFICIENTLY AND SIMULTANEOUSLY PLANNING DEATH INSURANCE AND INDIVIDUAL ANNUITY
METHOD FOR EFFICIENTLY PLANNING DEATH INSURANCE, EFFICIENTLY PLANNING INDIVIDUAL ANNUITY AND EFFICIENTLY AND SIMULTANEOUSLY PLANNING DEATH INSURANCE AND INDIVIDUAL ANNUITY
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机译:有效地计划死亡保险,有效地计划个人年金,同时有效地计划死亡保险和个人年金的方法
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摘要
PROBLEM TO BE SOLVED: To efficiently plan death indemnification or endowment indemnification by performing arithmetic processing for minimizing a target function while satisfying a specified limitation conditional expression. ;SOLUTION: A computer planning system is provided with a household file 1, income information file 2, life style information file 3, property insurance information file 4, retirement allowance/endowment/death/inheritance information file 5, life insurance plan constitution file 6 and insurance plan constitution file 7. Arithmetic is performed to minimize a target function (X1+X2) while satisfying the respective limit conditions of X1+aX2A, X1+0X2B, X1+bX2C and X1+cX2D. In the respective expressions, X1 shows the insurance amount of ordinary life insurance, X2 shows an insurance amount to be paid in the first year of survivor's pension payment type term insurance, (a) shows the magnification of the cumulative grant amount of this insurance to the insurance amount to be paid in the first year, (b) shows a conversion coefficient at the calculation time of total insurance limit amount at the contract time of life insurance, and (c) shows a conversion coefficient at the acceptance limit amount calculation time of life insurance.;COPYRIGHT: (C)1998,JPO
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