首页> 外国专利> Debt management competency assessment system and analysis method for debt management competency information using the same

Debt management competency assessment system and analysis method for debt management competency information using the same

机译:债务管理能力评估系统及分析方法使用相同的债务管理能力信息

摘要

A method for a computing device that interworks with a plurality of user terminals and operates by at least one processor to analyze debt management capability information, wherein debt repayment information for each round is collected from a plurality of user terminals according to a debt evaluation scenario set in a plurality of rounds. receive Based on the debt repayment information, the number of clusters to cluster users of each of the plurality of user terminals is determined, and after clustering the users in clusters generated as many as the number of clusters based on the debt repayment information, according to the characteristics of the users' debt management capabilities The characteristics of each cluster of clustered clusters are derived.
机译:一种用于计算设备的计算设备,所述计算设备与多个用户终端互通并且由至少一个处理器操作以分析债务管理能力信息,其中根据债务评估方案集从多个用户终端收集每个圆的债务还原信息 在多个圆形中。 根据债务还款信息,确定与多个用户终端中的每一个的集群用户的簇数,并且根据基于债务还款信息在多个群集中产生的群集中的用户群体之后 用户债务管理能力的特征导出了每个集群集群集群的特征。

著录项

  • 公开/公告号KR20210097436A

    专利类型

  • 公开/公告日2021-08-09

    原文格式PDF

  • 申请/专利权人 아주대학교산학협력단;

    申请/专利号KR1020200011130

  • 发明设计人 김도영;

    申请日2020-01-30

  • 分类号G06Q40/02;G06F16/906;G06F17/18;G06Q50/20;

  • 国家 KR

  • 入库时间 2022-08-24 20:28:25

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