Flood risk = hazard x exposure x vulnerability

机译：洪水风险=危害x暴露x脆弱性

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Worldwide, flooding is probably the number one cause of losses from natural events. No region in the world is safe from being flooded. As the flood risk is a function of the flood hazard, the exposed values and their vulnerability, the increase in flood losses must be attributed to changes in each of these aspects. While flood protection measures may reduce the frequency of inundation losses, appropriate preparedness measures lessen the residual financial risk considerably. Besides public and private measures, insurance is a key factor in reducing the risk for individuals, enterprises and even whole societies. In recent years, the demand for flood insurance has been growing. This is forcing the insurance industry to develop appropriate solutions. At the same time it is vital for the insurers to know the probable maximum losses they might face as the result of an extreme event.

机译：在全球范围内，洪水可能是自然灾害造成损失的第一大原因。世界上没有哪个地区可以免受洪水侵袭。由于洪水风险是洪水危险，暴露的价值及其脆弱性的函数，因此洪水损失的增加必须归因于这些方面中每一个方面的变化。虽然防洪措施可以减少淹没损失的发生率，但是适当的准备措施可以大大减少剩余的财务风险。除公共和私人措施外，保险是降低个人，企业乃至整个社会风险的关键因素。近年来，对洪水保险的需求一直在增长。这迫使保险业开发适当的解决方案。同时，对于保险公司而言，了解极端事件可能造成的最大损失至关重要。

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来源
《International Symposium on Flood Defence vol.1; 20020910-13; Beijing(CN)》|2002年|P.82-97|共16页
会议地点 Beijing(CN)
作者
Wolfgang Kron;
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作者单位

Geo Risks Research Dept., Munich Reinsurance Company, Munich, Germany;

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会议组织
原文格式 PDF
正文语种 eng
中图分类治河工程与防洪工程;
关键词
flood types; flood disasters; flood risk; flood preparedness; flood insurance;

机译：洪水类型;洪水灾害;洪水风险;洪水准备;洪水保险;

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1. Exploring multicriteria flood vulnerability by integrating economic, social and ecological dimensions of flood risk and coping capacity: from a starting point view towards an end point view of vulnerability. (Special Issue: Vulnerability to natural hazards? The challenge of integration.) [J] . Scheuer S., Haase D., Meyer V. Natural Hazards . 2011,第2期

机译：通过整合洪水风险的经济，社会和生态维度以及应对能力，探索多准则洪水脆弱性：从脆弱性的出发点到终点。（特殊问题：易受自然灾害影响吗？整合的挑战。）
2. Analysis of the Hazard, Vulnerability, and Exposure to the Risk of Flooding (Alba de Yeltes, Salamanca, Spain) [J] . Sergio Veleda, Antonio Martínez-Gra?a, Fernando Santos-Francés, Applied Sciences . 2017,第2期

机译：危害，脆弱性和遭受洪水风险的分析（西班牙萨拉曼卡Alba de Yeltes）
3. Analysis of the Hazard, Vulnerability, and Exposure to the Risk of Flooding (Alba de Yeltes, Salamanca, Spain) [J] . Sergio Veleda, Antonio Martínez-Gra?a, Fernando Santos-Francés, Applied Sciences . 2017,第2期

机译：危险，脆弱性和暴露风险的危险分析（Alba de Yeltes，Salamanca，西班牙）
4. Flood risk = hazard × exposure × vulnerability [C] . International Symposium on Flood Defence vol.2; 20020910-13; Beijing(CN) . 2002

机译：洪水风险=危害×暴露×脆弱性
5. An environmental justice examination of Hispanic immigrants' flood hazard exposure and vulnerability in the Miami and Houston metro areas [D] . Maldonado, Alejandra. 2016

机译：对迈阿密和休斯敦都会区的西班牙裔移民的洪灾危害和脆弱性进行环境正义检查
6. Predictability of state-level flood damage in the conterminous United States: the role of hazard exposure and vulnerability [O] . Qianqian Zhou, Guoyong Leng, Leyang Feng -1

机译：美国本土州级洪水破坏的可预测性：危害暴露和脆弱性的作用
7. Analysis of the Hazard, Vulnerability, and Exposure to the Risk of Flooding (Alba de Yeltes, Salamanca, Spain) [O] . Sergio Veleda, Antonio Martínez-Graña, Fernando Santos-Francés, 2017

机译：危害，脆弱性和暴露风险的分析（alba de Yeltes，salamanca，spain）
8. Control of Health and Safety Hazards in Commercial Drycleaners. Chemical211 Exposures, Fire Hazards, and Ergonomic Risk Factors [R] . Earnest, G. S., Spencer, A. B., Smith, S. S., 1997

机译：控制商业干洗店的健康和安全危害。 Chemical211暴露，火灾危险和人体工程学风险因素

Flood risk = hazard x exposure x vulnerability

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