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Examine User Adoption of Mobile Payment Using the TAM: A Trust Transfer Perspective

机译:检查用户使用TAM采用移动支付:信任转移视角

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Success in online services cannot promise the success in corresponding mobile services.To understand the mobile service adoption behavior under the context of online service transition, this study, taking mobile payment as an example, from a trust transfer perspective, examines users' acceptance of mobile payment using the TAM (Technology acceptance model).A field survey with 220 mobile payment student users is conducted to test the research model and hypotheses.The key findings include: trust of online payment and structural assurance play the crucial role in the initial trust of mobile payments;perceived ease of use and perceived usefulness positively influent trust in mobile payment.Limitations,theoretical and practical implications are also discussed.
机译:在线服务中的成功不能承诺在相应的移动服务中取得成功。要了解在线服务过渡的背景下的移动服务采用行为,本研究以可靠的传输观点为例,拍摄移动支付,检查用户对移动的接受使用TAM(技术验收模型)。现场调查与220个移动支付学生用户进行了测试,以测试研究模式和假设。关键发现包括:在线支付和结构保证的信任在最初的信任中发挥至关重要的作用移动支付;感知易用性和感知有用性在移动支付中产生积极影响的信任。概述,理论和实际意义也在讨论。

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