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State of the art of Mobile Banking Services and Future Prospects in Developing Countries

机译：发展中国家移动银行服务的最新状况和未来前景

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摘要

Mobile banking is a service that permits people to transfer money by using their smartphones. Generally, a bank or some financial institution rendered this service to their customer. Recently, there is a radical change in the ICT sector in Bangladesh. Therefore, people can easily do online banking tasks by staying at their homes by using their mobile phones. Most people use mobile banking for paying utility bill and transferring funds between accounts. However, due to poor banking infrastructure, people had to face many problems in mobile banking. For this purpose, our study was to find those problems or barriers and future prospects of mobile banking services in Bangladesh. We have discussed the perceived risk of m-banking as well as how trust and compatibility influence m-banking.If we can fix those issues then more people will be engaged in this service.
机译：手机银行是一项允许人们使用智能手机进行转账的服务。通常，银行或某些金融机构向其客户提供了此服务。最近，孟加拉国的ICT领域发生了翻天覆地的变化。因此，人们可以在家中使用手机轻松地执行在线银行业务。大多数人使用移动银行支付公用事业账单和在账户之间转移资金。然而，由于不良的银行基础设施，人们不得不在移动银行中面临许多问题。为此，我们的研究是寻找孟加拉国移动银行服务的那些问题或障碍以及未来的前景。我们已经讨论了移动银行的感知风险以及信任和兼容性如何影响移动银行。如果我们能够解决这些问题，那么将会有更多的人从事这项服务。

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