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Research on the Credit Consumption Behavior of College Students in Internet Finance - Based on Ant Credit Pay

机译:基于Ant Credit Pay的互联网金融学生信用消费行为研究

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摘要

At present, Internet finance has become an essential part of people's life, opening up a high-speed development model in China. This article studies the college students' behaviors of use of Internet financial credit products. Taking Ant credit pay as an example, survey the college students' use of ant credit pay, the situation of over-consumption, and the future development of this credit pay. Analyze the behavior of excessive consumption from the view of the expenditure and income, and resource of repayment mode, and then puts forward suggestions from two aspects of students and ant credit pay platform.
机译:目前,互联网金融已成为人民生活的重要组成部分,在中国开辟了高速发展模式。 本文研究了大学生使用互联网金融信贷产品的行为。 以蚂蚁信用支付为例,调查大学生使用蚂蚁信用薪酬,过度消费情况,以及该信用薪的未来发展。 从支出和收入的角度分析过度消费的行为,还原模式资源,然后提出了学生和蚂蚁信用工资平台的两个方面的建议。

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