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The premium for mandatory house insurance in Romania-considerations regarding its financial solvability

机译：罗马尼亚强制性房屋保险的溢价 - 考虑其金融可动力

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The insurance premium can be considered an identity report between the needs of the insured and the insurer in the moment of the creation of the contractual bond and the premium resulted from the contract. This must reflect the degree of policy coverage;;it must measure the financial possibilities of the insured and satisfy in equal measure the necessities of the insurer. A critical stage in the construction of the insurance product is represented by the determination of the insurance premium which balances the financial endurance of the program and the price accessibility of its price. The present paper focuses on the optimum level of the mandatory house insurance in Romania. This is based on the calculation model of the premium in an insurance pool;;in an attempt to identify in what way the advantages of the house insurance outweigh its flaws.
机译：保险费可以被视为保险人和保险公司在创建合同债券的时刻和保险人之间的身份报告，并由合同产生的溢价。这必须反映政策覆盖度;它必须衡量被保险人的财务可能性，并在平等衡量保险公司的必要性方面的满足。保险产品建设中的一个关键阶段由确定保险费的确定，该保险费余额平衡该计划的财务耐力和价格可达性。本文侧重于罗马尼亚强制性房屋保险的最佳水平。这是基于保险池中保费的计算模型;以试图识别房屋保险的优势超过其缺陷。

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