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Challenges of bank lending in Romaniaon short, medium and long-term

机译：罗马尼亚短，中长期银行贷款的挑战

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The research is devoted to the analysis of some challenges on short, medium and long-term bank lending in Romania, taking into consideration a series of economic and social criteria as well as different types of loans. At the same time, special attention should be paid to the post-accession into EU impact and to the financial and economic effects of the international crisis. The main results of the research are expected to point out the necessity of structural improvements in the field of long-term credits contributing to investments boosting as a vital prerequisite for Romania's economy sustainable development. Meanwhile it is worth mentioning the intensity and duration of the crisis in Romania compared with other developed and emerging EU member countries. As main directions for future researches resulting from our study the importance of improvements in monetary policy transmission channels, the credit sustainable re-launching, and growing market share for banks with domestic capital, including majority state-owned capital are highlighted.
机译：考虑到一系列经济和社会标准以及不同类型的贷款，研究了对罗马尼亚短期，中长期银行贷款的一些挑战的分析。与此同时，应特别注意加入欧盟影响和国际危机的财务和经济影响。该研究的主要结果有望指出，长期信用领域的结构改善的必要性导致投资作为罗马尼亚经济可持续发展的重要先决条件。同时，与其他发达国家欧盟成员国相比，值得一提的是罗马尼亚危机的强度和持续时间。作为未来研究的主要方向，我们的研究由我们的研究产生的重要性，货币政策传输渠道，信用可持续重新发射和国内资本银行的市场份额增长，包括多数国有资本都是受到多数国有资本的。

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