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首页> 外文会议>Annual Meeting of Risk Analysis Committee of China Association for Disaster Prevention >Premium Subsidies, Efficiency Loss and Externalities of Agricultural Target Price Insurance - A Theoretical Framework
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Premium Subsidies, Efficiency Loss and Externalities of Agricultural Target Price Insurance - A Theoretical Framework

机译：优质补贴，效率损失和农业目标价格保险的外部性 - 理论框架

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摘要

In the study, we analyze and define the agricultural target price insurance, and then research the mechanism of the premium subsidies and direct subsidies and think that the premium subsidies will result in losing efficiency. Find the causes and extent of efficiency loss and concluded by constructing the expected return model of Chinese farmers and insurance institutions: Market risk is key of agriculture and implementation of the target price insurance need to rely on government subsidies. The total subsidy shall be equal to the actual subsidy and efficiency loss. The efficiency loss of subsidies was paid for negative externalities caused by the moral hazard and the greater the loss of efficiency, the lower the actual farmers' subsidy effect.
机译：在研究中，我们分析并定义农业目标价格保险，然后研究高级补贴和直接补贴的机制，并认为高级补贴将导致效率失去效率。通过构建中国农民和保险机构的预期回报模型来找到效率损失的原因和程度：市场风险是农业和实施目标价格保险的关键需要依赖政府补贴。总补贴应等于实际补贴和效率损失。补贴的效率损失是由道德危害引起的负外部性支付，效率损失越大，实际农民补贴效应越低。

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