A Study on the Internet Banking Behavior of Enterprises and Their Influencing Factors

机译：企业互联网银行行为及其影响因素研究

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The purposes of this paper are to study the behavior of enterprises' internet banking (EIB) and their influencing factors by using literature analysis and questionnaire survey. The results show that EIB average frequency of Chinese interviewees is 4.0 times per month and their monthly amount of EIB is RMB 333,000. Their perceived usefulness, risk and platform convenience are the significant influencing factors of EIB, the effects of their perceived usefulness and perceived platform convenience are positive and the other is negative. The individual variables of respondents, including their gender, age and identity, mostly have significant impacts on the EIB and their influencing factors.

机译：本文的目的是研究企业网上银行（EIB）的行为及其通过使用文献分析和问卷调查的影响因素。结果表明，中国受访者的EIB平均频率每月4.0次，每月的EIB量为人民币333,000元。他们感知的有用性，风险和平台便利是EIB的重大影响因素，其感知的有用性和感知平台便利性的影响是积极的，另一个是消极的。受访者的个别变量，包括其性别，年龄和身份，主要对EIB和影响因素产生重大影响。

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《International Conference on Financial Innovation and Economic Development》|2019年|407p|共5页
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Ming Zou; Weilun Huang;
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中图分类 F8-53;
关键词
The internet banking of enterprises; Internet banking platform; Perceived usefulness; Perceived risk; Platform convenience;

机译：互联网银行企业;网上银行平台;感知有用性;感知风险;平台便利性;

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1. Behavioral approach to policy making of the internet banking industry: The evaluation of factors influenced on the customers adoption of internet banking services [J] . Nour-Mohammad Yaghoubi, Ebrahim Bahmani African Journal of Business Management . 2011,第16期

机译：网上银行业决策的行为方法：对影响客户采用网上银行服务的因素的评估
2. Factors Influencing the Adoption of Internet Banking by Small and Medium Enterprises (SMEs) in Nyamagana District, Mwanza-Tanzania [J] . Gasper Chuwa European Journal of Business and Management . 2015,第13期

机译：坦桑尼亚姆旺扎Nyamagana区中小型企业（SME）采用互联网银行的影响因素
3. Factors Influence Internet Banking Acceptance (A Case Study of ABC Internet Banking in Bandung Indonesia) [J] . Indrawati, Satria Rahmat Mukti Adicipta Journal of Engineering & Applied Sciences . 2017,第7期

机译：因素影响互联网银行接受（ABC Indonsia的ABC网上银行）
4. A Study on the Internet Banking Behavior of Enterprises and Their Influencing Factors [C] . Ming Zou, Weilun Huang International Conference on Financial Innovation and Economic Development . 2019

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5. Factors Influencing the Adoption of Active Cybersecurity Measures Within Small to Midsize Enterprises: A Correlational Study [D] . ?Otting, Jason H. 2020

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6. Analyzing the factors influencing adoption intention of internet banking: Applying DEMATEL-ANP-SEM approach [O] . Wan-Rung Lin, Yi-Hsien Wang, Yi-Min Hung 2020

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7. This study aims at examining the effects of electronic banking on banks profitability in Jordan. How banking sector finds itself before a new fact imposed by technology revolution and digits to change their work mechanisms from traditional means to electronic means and the challenges banks face as a result. Furthermore, this study investigates the reasons behinds providing electronic banking services through internet, their impact on banking services in general and banks profitability in particular. Risks and challenges involved are discussed Results and recommendations are included. Results revealed that electronic banking service has a negative effect on banks profitability on the short term. The importance of this study and the factors that make it unique is that, it discusses solely the topic of the effects of electronic banking on banks profitability, while most of other studies discuss the topic in general term. The findings of the study are the impact of electronic banking on banks profitability will be feature of the short run due to the capital investment by the banks on infrastructure and training but will be positive on the long run. [O] . Ahmad Z. Siam 2006

机译：这项研究旨在研究电子银行业务对约旦银行盈利能力的影响。在技术革命和数字技术将新的工作机制从传统手段转变为电子手段以及银行面临的挑战之前，银行业如何发现自己。此外，本研究调查了通过互联网提供电子银行服务背后的原因，它们对总体银行服务的影响，尤其是对银行盈利能力的影响。讨论了涉及的风险和挑战包括结果和建议。结果显示，电子银行服务在短期内对银行的盈利能力有负面影响。这项研究及其独特性的重要性在于，它仅讨论电子银行业务对银行盈利能力的影响这一主题，而其他大多数研究则从总体上讨论该主题。该研究的结果是，由于银行对基础设施和培训的资本投资，电子银行对银行盈利能力的影响将是短期的特征，但从长远来看将是积极的。

A Study on the Internet Banking Behavior of Enterprises and Their Influencing Factors

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