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Implementation of Authentic Notarial Deed in Making Financing Contract in Islamic Banks

机译:在伊斯兰银行融资合同中的实质公证契约的实施

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Islamic banking is a financial institution that must comply with Islamic principles in carrying out its business activities. Islamic banking functions as an intermediary institution to mobilize funds from customers and redistribute the funds to customers in the form of financing. Notary as a public official is authorized to make authentic deeds, especially in creating financing contracts in Islamic banking. The method used in this study was normative juridical using secondary data. The results of the study indicated that the implementation of a contract on an Islamic bank made by a Notary must include a clause in accordance with Islamic Principles. A notary can conduct some deeds in Islamic banks, including certain legal actions, especially the murabahah, musyarakah, mudharabah and ijarah financing contracts. Concerning the fulfillment of sharia principles in the financing contract in the form of a notary deed, it has not been fully adhered to the sharia principle. Hence, it is potentially illegitimate based on the provisions of Islamic law. The notary in formulating the Islamic contract deed made by notary must be following the Act of Notary Position without leaving the Islamic principles and procedures for creating a notary deed.
机译:伊斯兰银行业是一项金融机构,必须遵守伊斯兰原则在开展业务活动方面。伊斯兰银行业务作为中介机构,以便以客户的形式将资金转化为客户的资金,以融资的形式重新分配给客户。公证人被授权制定真实的行为,特别是在伊斯兰银行业的融资合同方面。本研究中使用的方法使用辅助数据是规范法规。该研究的结果表明,公证人制定的伊斯兰银行的合同必须根据伊斯兰原则纳入条款。公证人可以在伊斯兰银行开展一些行为,包括某些法律行动,特别是Murabahah,Musyarakah,Mudharabah和Ijarah融资合同。关于在公证契约的形式筹集筹资合同中的伊斯兰教原则,它还没有完全遵守伊斯兰教原则。因此,基于伊斯兰法律的规定,这是潜在的非法。公证人在制定公证人制定的伊斯兰合同契约中必须遵循公证职位的行为,而不留下伊斯兰原则和程序创造公证人。

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