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The Macroeconomic Factors Analysis on China’s Personal Housing Mortgage Loan Defaults

机译:中国个人住房抵押贷款违约的宏观经济因素分析

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摘要

The macroeconomic factors on individual residential mortgage defaults are empirically tested by survey data analysis. The findings show that personal housing mortgage loan policies which are strictly launched by regulatory organizations can effectively reduce the individual residential loan default rates.
机译:通过调查数据分析经验性地检验了个人住宅抵押贷款违约的宏观经济因素。调查结果表明,由监管机构严格执行的个人住房抵押贷款政策可以有效降低个人住房贷款的违约率。

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