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ATTEMPTS TO IMPLEMENT MICRO-FINANCE IN RURAL CHINA

机译:在中国实施小额信贷的尝试

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This article begins with the basic definition of sustainable micro-finance, followed by a comprehensive analysis of the organisation, methodology, clients, finances, management, development, and scale of micro-finance in China. It also identifies different types of micro-finance programmes in China, how they have grown, and the trends and problems. In that spirit, the article suggests several beneficial courses of action: increase micro-finance's role in poverty alleviation, strengthen the regulation and supervision of existing programmes, adopt flexible interest rate policies, and push for a change from subsidy based programmes to fully sustainable, financially self-sufficient programmes. Finally, the possible future of micro-finance in China is discussed.
机译:本文从可持续小额信贷的基本定义开始,然后对中国小额信贷的组织,方法,客户,财务,管理,发展和规模进行全面分析。它还确定了中国不同类型的小额信贷计划,其发展方式以及趋势和问题。本着这种精神,本文提出了一些有益的行动方案:增加小额信贷在扶贫中的作用,加强对现有计划的监管和监督,采取灵活的利率政策,并推动从基于补贴的计划向完全可持续的转变,经济上自给自足的计划。最后,讨论了中国小额信贷的未来可能。

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