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首页> 外文学位 >Affordable housing: An endangered species. An economic analysis of United States housing with a focus on prepayment and subsidy issues and an examination of housing problems and attempted resolutions in several other countries.
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Affordable housing: An endangered species. An economic analysis of United States housing with a focus on prepayment and subsidy issues and an examination of housing problems and attempted resolutions in several other countries.

机译：经济适用房：濒危物种。对美国住房的经济分析，重点在于预付款和补贴问题，以及对住房问题的审查以及在其他几个国家中尝试的解决方案。

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摘要

This study examines the existing stock of privately owned, federally assisted, endangered, low and moderate income housing. This situation has captured the attention of the housing industry, legislators, state and local housing officials, and the national media. Given the increase in homelessness, the prospect of losing hundreds of thousands of units occupied by low income people has caused widespread alarm.;Two factors explain the potential loss of affordable housing and displacement of low income tenants: (1) The early withdrawal of private owners from assisted housing programs and (2) Expiration of federal rental subsidy contacts.;This study focuses on the prepayment and subsidy policies. Research examined the programs, decisions, and actions of the federal government as they relate to privately owned, federally assisted, low and moderate income housing. A specific issue examined includes expiration of subsidy contracts by owners and developers exercising their option to prepay their mortgages prior to the expiration date. The outcome of the prepayment situation is termination of the subsidy program which lifts all rent restrictions, as well as restriction on the income of people living in the projects. Owners are then free to convert projects to market rate rentals, condominiums, or even non-housing uses, resulting in the permanent loss of affordable housing units. These events have created critical situations for cities. This study seeks to provide useful alternatives to the prepayment and subsidy policies.;The methodology and strategy utilized included an examination and review of the laws and existing implementation policies and collection of data and statistics on the prepayment cases, the number of units involved, and the number of people displaced. The legislative history is analyzed to ascertain the legislative intent, whether the intent has been achieved, and any failures and unintended consequences. In addition, interviews with government officials from eight localities with a prepayment problem are included. The focus of the research is Northern California.;The goods and services needed for housing are examined. The economic factors involved in housing production are explored. The market's reaction to the decline of the housing finance system and other institutions designed to direct the flow of funds to housing are also examined.;Several other countries, England, Singapore, and Sweden, have housing programs for low income people. These three countries are analyzed and their results studied for possible application to this situation.
机译：这项研究检查了私有，联邦政府资助，濒危，中低收入住房的现有存量。这种情况引起了住房行业，立法者，州和地方住房官员以及国家媒体的关注。鉴于无家可归现象的加剧，低收入人群失去数十万套住房的前景引起了广泛的警觉。两个因素解释了经济适用房的潜在损失和低收入租户的流离失所：（1）提前撤出私人住房住房补贴计划的所有者和（2）联邦租金补贴合同的有效期。该研究的重点是预付款和补贴政策。研究调查了联邦政府与私人拥有，联邦政府资助的中低收入住房相关的计划，决定和行动。审查的特定问题包括业主和开发商行使选择权在到期日之前预付抵押贷款的补贴合同到期。预付款情况的结果是终止了补贴计划，取消了所有租金限制，以及对项目中居民收入的限制。然后，业主可以自由地将项目转换为市场价格的租金，公寓，甚至用于非房屋用途，从而导致经济适用房的永久性损失。这些事件给城市带来了严峻的形势。本研究旨在为预付款和补贴政策提供有用的替代方法。所采用的方法和策略包括审查和审查法律和现有实施政策，以及收集有关预付款案例，涉及的单位数和流离失所的人数。对立法历史进行分析，以确定立法意图，意图是否已实现以及任何失败和意外后果。此外，还包括对来自八个地方的政府官员的预付款问题的采访。研究的重点是北加州。;检查了住房所需的商品和服务。探索了涉及住房生产的经济因素。市场对住房金融体系的衰落以及其他旨在将资金流向住房的机构的反应也得到了研究。其他几个国家，如英格兰，新加坡和瑞典，都针对低收入人群制定了住房计划。对这三个国家进行了分析，并对其结果进行了研究，以可能适用于这种情况。

著录项

  • 作者

    Swift, Yvonne L.;

  • 作者单位

    Golden Gate University.;

  • 授予单位 Golden Gate University.;
  • 学科 American Studies.;Political Science Public Administration.;Economics General.;Sociology Public and Social Welfare.
  • 学位 D.P.A.
  • 年度 1997
  • 页码 525 p.
  • 总页数 525
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类 经济学;政治理论;社会福利、社会救济、社会保障;
  • 关键词

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