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The Changing Nature of the Retirement Transition for Dual Earning Couples.

机译:双收入夫妇退休过渡的变化性质。

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摘要

My dissertation examines how dual-earning couples navigate the retirement transition differently now that women's and men's work lives have become more similar. As the retirement transition has become more complex, understanding how and when people retire requires researchers and policymakers to be attuned to the family lives in which individuals are embedded. The decision to retire is an individual choice but one's family circumstances, particularly one's spouse, can influence the process. Couples must often factor in spouses' age, health, pension assets, and health insurance coverage, especially since the work lives of many women have become much more similar to men. Whereas men's retirement decisions were seen to depend on their employment situation and women's' on their husband's, women's rising attachment to the labor force means their work lives should be increasingly important in understanding the retirement transition of couples.;This dissertation fills a gap in retirement research by utilizing a life course perspective to systematically study change across cohorts in how marital partners manage the retirement transition amidst rapid structural changes in the economy. Analyses use multiple waves of data from the Health and Retirement Study, applying a variety of modeling techniques to investigate the way that couples move from employment to retirement. Specifically, I focus on retirement expectations and timing, looking at whether dual earning couples influence and synchronize each other's retirement and how this may change across cohorts.;Results suggest that coordination between couples may be declining, as both husbands and wives influence their respective partners' retirement expectations less in later cohorts. Analysis of the degree to which dual-earning couples synchronize their retirement expectations show that such couples expect to retire together when they both have the pension resources to do so. Results from event history models further indicate that the retirement trajectories have changed for the leading baby boom cohort, as evidence implies they are delaying retirement longer than previous cohorts. The findings provide mixed support for the notion that wives are influencing their husbands' retirement timing more in later cohorts or that the influence of husbands on wives' retirement timing has declined across cohorts.
机译:我的论文研究了在男女工作生活变得越来越相似的情况下,双工夫妇如何在退休过渡上有所不同。随着退休过渡变得越来越复杂,了解人们退休的方式和时间要求研究人员和决策者适应个人所处的家庭生活。退休的决定是个人的选择,但是一个人的家庭情况,尤其是其配偶,会影响这一过程。夫妻通常必须考虑配偶的年龄,健康状况,养老金资产和健康保险范围,尤其是因为许多女性的工作生活变得与男性更加相似。人们认为男性的退休决定取决于他们的就业状况,而女性则取决于丈夫的决定,但是女性对劳动力的依恋程度不断提高,意味着他们的工作生活对于理解夫妻的退休过渡应该越来越重要。通过使用生命历程的角度进行研究,以系统研究跨群体的变化,以了解在经济结构快速变化的情况下,婚姻伴侣如何管理退休过渡。分析使用来自健康与退休研究的多波数据,应用各种建模技术来研究夫妻从就业到退休的方式。具体来说,我专注于退休期望和时机,研究双挣夫妇是否会影响和同步彼此的退休,以及这在整个队列中如何变化;结果表明,夫妻之间的协调可能会下降,因为丈夫和妻子都会影响各自的伴侣以后的队列中对退休的期望降低了。对双挣夫妇同步其退休期望的程度的分析表明,这些夫妇希望在有退休金资源的情况下一起退休。事件历史模型的结果进一步表明,领先的婴儿潮一代的退休轨迹发生了变化,因为有证据表明,他们推迟退休的时间比以前的一代更长。这些发现为以下观点提供了混合的支持,即妻子在以后的队列中对丈夫的退休时间的影响更大,或者丈夫对妻子的退休时间的影响在各个队列中都在下降。

著录项

  • 作者

    Jackson, Jonathan.;

  • 作者单位

    University of Maryland, College Park.;

  • 授予单位 University of Maryland, College Park.;
  • 学科 Demography.;Social research.;Sociology.
  • 学位 Ph.D.
  • 年度 2015
  • 页码 159 p.
  • 总页数 159
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类
  • 关键词

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