With the development of China's e-commerce platform, internet banking into the banking sector carrying the train of science and technology. Internet banking use their advantage of being free from time and space constraints, breaking information symmetry, realized the 3A (anytimeanywhereanyway), so as to provide customers with convenient and efficient financial services. In this paper, the comparison between the internet bank and the traditional bank, describes the development and countermeasures of internet banking in the information age from the business model, risk types and business regulation three aspects, thus further promote the development of internet banking.%我国电子商务平台的快速发展，网络银行以其不受时间、空间的限制、打破信息对称的优势，实现了3A （anytimeanywhereanyway）为客户提供方便快捷的金融服务。通过网络银行与传统银行的对比，从经营模式、风险类型和业务监管，从三个方面全面阐释信息时代下网络银行的发展及对策。
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