Despite the attitude our government holds towards the Rotterdam Rules, it is an irrefutable fact that this convention had been voted through by the United Nations Congress and it is certain that it will be applied in the international shipping market. So, theory and practice fields of maritime law in china can not turn a blind eye to this, but should actively study this convention and take corresponding measures and strategies so as to provide necessary legal support for China' s shipping in- dustry and relevant industry taking part in international maritime activities. This paper studies the impact that the innovation of types of shipping subject of this convention has on international shipping market. The paper begins with subjects of mari- time insurance, the building of insurable interest principle and perfection of rules of disclosure and representation, then it discusses perfection of China' s maritime insurance system and puts forward amendment suggestions on the Chapter of marine insurance contract of the Maritime Code of the People' s Republic of China.%不论中国政府对《鹿特丹规则》持何种态度，该公约已经联合国大会通过是不争的事实，其被适用于国际海运市场亦是必然。因此，中国的海商法理论界和实务界应当积极地对《鹿特丹规则》进行研究，制定应对策略，以便在《鹿特丹规则》生效适用的将来，为中国海运业以及相关行业参与国际海运活动提供必要的法律支持。以此为目的，研究该公约有关海运主体类型的创新和变化对国际海运市场的影响，从海上保险的主体构成、保险利益原则的建设、如实告知义务的规则体系的完善等角度入手，讨论中国海上保险的制度完善，并就《中华人民共和国海商法》之海上保险合同部分提出修改建议。
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