通过我国城镇职工基本医疗保险制度实施现状分析,以医疗保险学的供给与需求理论为基础,查找出现行医疗保险基金偿付模式弊病,进而提出引入医疗保险基金现代易货偿付模式,以最大限度地维护定点医院和参保患者的权益,使医保基金保值增值,规范药材产供销管理体系,引导医疗资源合理配置与规范管理,可采用的复合式结算办法更加科学.%The author firstly analyzed the present condition of town employees basic medical treatment insurance system for several years. Based on the theory of supply and need of the medical treatment insurance, the author found out the malady in the system of current medical treatment insurance fund. Furthermore, the modern goods liquidate mode of medical insurance fund was put forward to the protect the sufferers rights and the hospitals value, in order to increase the fund, improve the system of medicine produce, supply and marketing management, leading medical treatment resources reasonable allocation and norm management, adopting compound balance of accounts , which must make the colleague take it into consideration.
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