China banking improved much within the past 10 years, but the industry is still largely traditional in thinking with a very heavy reliance on simple lending and deposit taking. So what breakthroughs should be made in future of the industry? Richard Jackson, president of Shenzhen Development Bank holds that medium and small banks must improve their strategic planning capabilities and differentiate themselves more clearly based on their own particular advantages and strengths. Difference and diversity should certainly be the way of development.
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