自我国经济进入新常态，经济增速趋缓，越来越多的政策预期寄希望于利率下调，但过激进或过温和的利率政策都不利于实体经济的发展。通过对当前利率水平与各要素之间的比较分析发现，我国商业银行贷款基准利率下调空间已十分有限。因此，促进实体经济的发展，在充分运用利率杠杆促进实体经济的发展时，还必须同时实施产业结构调整等其他措施来进行经济综合治理。%Since China's economy has entered a new normal,economic growth has slowed down,and a growing number of policy expectations lie in the hope to cut interest rates.But too radical or too moderate interest rate policy is not conducive to the development of the real econ-omy.According to the current our country interest rate level and the comparing analysis be-tween each factor,it shows that the space to cut benchmark interest loan rate of commercial banks is very limited.Therefore,promoting the development of the real economy,in the full use of the role of interest rate leverage to revitalize the real economy,it is necessary to imple-ment the industrial structure adjustment and other measures to carry out economic comprehen-sive control.
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