银行收入结构调整在为其拓展了更多的业务渠道的同时，是否对银行业的盈利成长具有积极的推动作用呢？本文运用面板单位根检验、面板协整检验和面板回归分析等方法，利用相关数据，对收入结构的盈利成长性效应进行了实证检验。研究结果表明，从长期来看，商业银行的盈利成长性与收入结构多样化呈正相关关系；对于不同的截面主体，截面固定效应序列估计出现了不同的结果。%Does income structure play a positive role in the profit grow th capacity of commercial banks w hile they expand more business channels ?Based on relative data ,this paper tests the income structure's influence on the profit grow th capacity of commercial banks with the methods of panel unit root test ,panel cointegration test and panel regression analysis .The study shows that the profit growth capacity of com-mercial banks is positively related to the diversity of income structure in the long run .As to different sam-ple subjects ,cross fixed effects sequence show s different results .
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