Characteristics of the development of property insurance market of Xiangxi minority areas were studied using the econometrics.Through the research discovery,minority areas of Xiangxi property insurance income has increased year by year,the market potential is tremendous; minority areas of Xiangxi property insurance indemnity expenditure have strong demonstration effect for property insurance income; with the new increasing in the number of civil motor vehicles owned,property insurance income will increase.%文章使用计量经济学的方法研究湘西民族地区财产保险市场的发展特点.通过研究发现,湘西民族地区财产保险收入逐年增加,其市场潜力巨大；湘西民族地区财产保险的赔款支出对财产保险收入有较强的示范效应；随着新增民用汽车拥有量的增加,财产保险收入也会随之增加.
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