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TAX α LPHA

机译:税收αLPHA

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Many of your clients may be somewhat agitated when you meet with them to discuss their 2015 tax returns. Most will be jittery about current market volatility, and many will also have sustained meaningful losses in their equity portfolios, yet have big tax liabilities from mutual fund capital gains distributions. The apparent injustice of that juxtaposition is a perfect opening for a discussion of portfolio tax efficiency, in the context of a comprehensive financial plan. "Many of the funds have used up their capital loss carry-forwards to offset embedded capital gains in their portfolios," said Chad Smith, a wealth management strategist at HD Vest Financial Services. "Clients with incomes high enough to be hit by the 3.8 percent Medicare net investment income surtax who live in states like New York and California could be paying around a 30 percent combined tax rate on those gains, without having seen a dime of appreciation in 2015," he added.
机译:当您与他们的客户讨论2015年的纳税申报表时,许多客户可能会有些不高兴。大多数人会对当前的市场波动感到不安,许多人的股票投资组合也将遭受持续的有意义的损失,但由于共同基金的资本收益分配而产生了巨大的税收负担。在综合财务计划的背景下,这种并列的明显不公正是讨论证券投资税收效率的完美契机。 HD Vest Financial Services的财富管理策略师查德·史密斯(Chad Smith)说:“许多基金已经用完了资本亏损结转额,以抵消其投资组合中嵌入的资本收益。” “收入高得足以承受3.8%的Medicare净投资收入附加税冲击的客户,住在纽约和加利福尼亚州等州,可能会对这些收益缴纳大约30%的综合税率,而在2015年没有看到一毛钱的升值,“ 他加了。

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  • 来源
    《Accounting today》 |2016年第3期|19-19|共1页
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