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GAO FINDS 401 (K) ROLLOVERS OVERLY COMPLICATED

机译:GAO发现401(K)滚子过于复杂

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The current rollover process for 401 (k) plans favors distributions to IRAs, rather than the 401 (k) plan that a new employer might offer, and a new government report suggests that the Internal Revenue Service and the Labor Department could be doing more to make the process easier. Typically, 401 (k) plan participants who leave their employers must decide what to do with their plan savings. Many decide to roll over their plan savings to IRAs, and there is concern that participants may be encouraged to choose rollovers to IRAs in lieu of options that could be more in their interest.
机译:当前401(k)计划的结转流程更倾向于向IRA进行分配,而不是新雇主可能会提供的401(k)计划,并且新的政府报告表明,国税局和劳工部可能会做更多工作使过程更容易。通常,离开雇主的401(k)计划参与者必须决定如何处理其计划储蓄。许多人决定将其计划储蓄结转到IRA,并担心可能会鼓励参与者选择将IRA结余来代替可能更符合其利益的期权。

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    《Accounting today》 |2013年第5期|26-26|共1页
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